Jaguar Extended Warranty Overview

Motor1 Reviews Team Take:

• The Jaguar extended warranty covers factory-trained technicians and OEM parts at Jaguar dealerships across the country.
• Jaguar has high average repair costs as a European luxury brand, so its extended warranties cost a bit more, too.
• You can also find extended coverage for Jaguars from some third-party providers.

Jaguars, especially ones that are a few years old, aren’t known for their reliability and can be expensive to maintain in the long run. A Jaguar extended warranty can help, but so can a third-party vehicle service contract (VSC)** from an extended warranty company. We’ll explore both options below.

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Jaguar Extended Warranty Overview

The Jaguar Vehicle Protection Plan covers almost everything that the factory limited warranty covers. Drivers are required to purchase the plan before the factory warranty is within 30 days and 1,000 miles of expiring. The plan carries a $100 deductible for dealership repairs and a $250 deductible for out-of-network repairs.

Jaguar’s extended warranty allows owners to extend most of the coverage from the factory warranty. There’s only one coverage option, but it can be offered for different lengths of time. Here are a few systems covered under the Jaguar extended warranty:

• Engine components
• Infotainment
• Powertrain control unit
• Air conditioning
• Clutch
• Steering
• Braking system
• Electrical systems
• Gearbox
• Cooling system
• Manual/automatic transmission
• Electronic ignition
• Turbocharger/supercharger
• Four-wheel-drive transmission (where applicable)
• Starter motor
• Axles and transfer box
• Propshaft
• Suspension
• Catalytic converter
• Fuel system
• Diesel injection systems

You’ll notice in the list above that infotainment systems are covered. That’s especially good to know for Jaguar. Recent model years now come with Jaguar InControl^® apps and technology that let owners start their vehicles remotely, call for roadside or emergency assistance, and more.

Jaguar Extended Warranty Perks

Jaguar owners get a few more perks with the protection plan:

• Repairs are made with genuine Jaguar parts.
• Claims limits for repairs can go up to the value of your vehicle.
• You can add 24/7 roadside assistance.
• Travel protection is included.

While the plan can come in different lengths, we noticed one common option is 7 years or 100,000 miles – whichever comes first. Remember, those limits are measured from the in-service date and total mileage on the car. So, if your car is four years old, this plan would only add three more years of coverage (depending on the mileage).

Jaguar EliteCare Maintenance Not Included

Another thing to note is that the Jaguar EliteCare free maintenance perk is not included in a factory extended warranty. That means you’ll be on the hook for regular maintenance. Make sure you stay on schedule, too, because doing so is usually a requirement of extended warranty agreements.

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Jaguar Extended Warranty Cost

Jaguar doesn’t advertise extended warranty costs online, which is common in the industry. When you shop around, you may even find different Jaguar extended warranty prices from different dealerships in your area. According to some Jaguar forum posts, Jaguar’s extended warranty can cost as much as $5,000 for the longest plan term.

The total cost of a plan also depends on the age and mileage of your car. Repairs done by a dealer require a deductible of $100. However, if you get service outside of the network, you’ll have to pay $250 per repair.

We also found documentation from different dealerships that say dealer repairs do not require a deductible, and out-of-network repairs require a $100 deductible. That’s a big difference in cost, so be sure to sit down with your dealer and read the plan’s documentation if you’re thinking of getting a Jaguar extended warranty.

Jaguar is a luxury brand, so extended warranties will cost more. However, it’s still a good idea to shop around and get prices from both the dealer and third-party providers.

Our Manufacturer Warranty Survey

In 2023, our team surveyed 1,000 people who had purchased an extended warranty from the manufacturer. The survey included people from across the country in different demographics. We asked respondents what they paid for their warranties and found the following:

• 15 percent paid under $1,000
• 30 percent paid between $1,000 and $2,000
• 22 percent paid between $2,000 and $3,000
• 25 percent paid above $3,000
• The remainder weren’t sure what they paid

We had very few respondents with Jaguar warranties, so in January 2024, we launched a second survey specifically targeting high-income drivers with manufacturer extended warranties and were able to connect with Jaguar warranty consumers. Most reported having paid between $1,000 and $4,000 for extended coverage. Pricing for contracts will vary based on your model and the level of coverage you elect.

Here’s what Jaguar drivers had to say:

• “I am completely satisfied. They provided excellent service under the extended warranty with no problems or delays whatsoever.”
• “So far so good. I’m pleased with the warranty. They’ve already honored a claim.”
• “I am satisfied with it. The price is right and I’ve been able to use the warranty without running into a problem.”

We also asked drivers about their experiences submitting claims and found that most were satisfied with Jaguar service:

• “I submitted my first claim about four months ago. Although it took a little longer than I would have liked, they did get it processed and paid for the needed repairs. It all worked out in the end.”
• “They did the service including parts and labor quickly and without any problems under the extended warranty.”
• “[It] was easy and I did not meet any resistance. The problem was solved.”

Our team has conducted a number of surveys, including an industry-wide study of 1,000 drivers with either a manufacturer or a third-party extended warranty in late 2023. A total of 59 percent of respondents reported having a manufacturer warranty, and 21 had a warranty from a third-party company.

Downsides Of Jaguar’s Extended Warranty

While Jaguar’s extended warranty is comprehensive, it shares some downsides with other dealer extended warranties. First, you only have a certain window of time in which to extend your coverage. If your car hits the 59,000-mile mark, you won’t be able to get the Vehicle Protection Plan. The same is true if you’re within 30 days of the five-year mark.

Around that time, you’ll probably get phone calls from your dealer telling you that your eligibility is expiring. Those phone calls can be a little stressful, especially if you think the dealer’s extended warranty is your only option.

As we mentioned above, you’ll most likely have a deductible for repairs. If you expand your search to third-party providers, there’s a good chance you could find a plan without a deductible or with a lower one. There are only about 180 Jaguar Land Rover dealerships in the U.S. That means you’ll probably have to pay the $250 deductible unless you live near a dealership.

Lastly, Jaguar’s extended warranty doesn’t extend for too long. In contrast, some third-party contracts can cover repairs up to 200,000 or even 250,000 miles.

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Is A Jaguar Extended Warranty Worth It?

Whether or not a warranty is worth it depends on a few things. Consider the factory coverage you already have, your Jaguar’s reliability, and your Jaguar’s average repair costs to make a decision.

Jaguar Factory Warranty

If you’re thinking about extending your Jaguar’s warranty, it’s important to know what coverage you already have. Here’s what Jaguar’s factory warranty covers:

• New vehicle limited warranty (bumper-to-bumper and powertrain): 5 years/60,000 miles
• EliteCare complimentary scheduled maintenance: 5 years/60,000 miles
• Roadside assistance: 5 years/60,000 miles
• Battery, corrosion, adjustments, and emissions for varying lengths

After your Jaguar goes beyond 5 years or 60,000 miles (whichever comes first), you won’t have bumper-to-bumper or powertrain coverage.

Jaguar Repairs And Reliability

Jaguar’s factory warranty is actually longer than most other luxury car warranties. This can be helpful, as Jaguar is considered one of the least reliable auto manufacturer brands in the market. In the J.D. Power 2023 U.S. Vehicle Dependability Study℠, Jaguar was 26th place out of 31 car brands overall, suffering 229 problems per 100 vehicles in a three-year period. This was well below the industry average of 186 problems per 100.

On top of Jaguar’s higher likelihood of suffering mechanical breakdowns, it also demands higher costs. The factory warranty doesn’t cover everything, and, according to RepairPal*, owners average about $1,123 per year on maintenance and repairs – which is well over the $652 average. The brand gets a reliability rating of 2.5 out of 5.0 from RepairPal because of these high ownership costs.

Here are some repairs you might encounter as your Jaguar moves beyond the factory warranty period:

Jaguar Repair Costs By Model

Some models are more prone to problems than others. According to CarComplaints.com, the S-Type, X-Type, XF, and F-Pace get more complaints than other models. The experts at Griffin’s Auto Repair say Jaguar also has a history of transmission issues, including requiring maintenance before the standard 60,000-mile interval. Along those lines, transmission breakdowns are the most common repair for vehicles over 100,000 miles according to Jessica Campbell, Director of Marketing at Endurance Warranty.

So, if your Jag is almost at 60,000 miles, you might want to consider an extended warranty to at least cover the transmission once the factory warranty ends.

*RepairPal is a trusted site that analyzes average repair prices, part replacement costs, maintenance costs, recalls, and mechanical problems across many auto manufacturer brands and models.

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What Are The Benefits Of Third-Party Warranties?

Earlier, we mentioned three types of extended coverage options: factory extended warranties, vehicle service contracts sold by dealers, and third-party vehicle service contracts. Out of these, third-party contracts from independent companies typically have the most flexibility in terms of coverage length and what repairs are covered.

For example, Endurance has six different coverage levels that range from basic powertrain coverage to bumper-to-bumper, exclusionary coverage. The option for basic coverage can come in handy, especially if you own an older Jaguar that would be beyond the limits of the factory extended warranty. Or, you could choose to go with a lower plan to save a bit of money, instead. There’s also the EnduranceAdvantage™ plan, which combines extended auto warranty coverage and routine maintenance.

Another benefit is that Endurance provides coverage for up to 8 years/200,000+ miles on most vehicles. Since Jaguar is a luxury brand, those limits might be a little different, but coverage from Endurance would still last longer than the manufacturer’s Vehicle Protection Plan.

We named Endurance “Best Coverage” out of the companies we researched. It’s a direct provider, meaning the company manages the plans that it sells. In the world of vehicle service contracts, many companies sell plans managed and backed by other companies. In the case of Endurance, you would work with the same company throughout the whole process of buying a plan and also using your coverage.

For further context of extended warranty options for your Jaguar, the graphic below shows the major differences between the two most popular coverage choices typically offered by third-party warranty companies: the bumper-to-bumper contract and the powertrain plan.

Extended Warranty From Jaguar Vs. Third-Party Warranty Providers

We’ve gone through dozens of the best extended car warranty providers to find the best of the best. We looked at customer service ratings, industry reputation, coverage options, and perks to find them. Endurance, Carchex, and CarShield all stood out in our research, though we recommend Endurance because it covers all Jaguar models.

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Jaguar Extended Warranties: Bottom Line

Jaguar’s extended warranty offers the same comprehensive coverage that the factory warranty offers. However, it can be a bit expensive compared to other options. We recommend getting a few quotes from third-party companies to get the best deal.

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Jaguar Extended Car Warranty: FAQ

Below are some frequently asked questions about Jaguar’s extended warranty:

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Methodology

In an effort to provide accurate and unbiased information to consumers, our expert review team collects data from dozens of extended auto warranty companies to formulate rankings of the best providers. Companies receive a score in each of the following categories, as well as an overall weighted score out of 5.0 stars.

• Industry Standing: Warranty providers with a history of strong business practices and endorsements from experts receive the highest scores in this category.
• Coverage: This rating is based on types of extended warranty plans available, coverage terms, and added benefits like roadside assistance.
• Cost: Our research team reviews sample quotes for a variety of plans and vehicles. Companies with lower prices per year of coverage receive the best scores.
• Transparency: This score takes into account contract transparency and the availability of a money-back guarantee.
• Customer Service: We comb through customer reviews and perform our own shopper analysis to get a sense of the responsiveness and helpfulness of each warranty company.

*Data accurate at time of publication.

**VSCs are technically not extended warranties, but serve the same function. VSCs are often created by separate companies (though offered and sold through dealerships) – and have their own regulations. However, VSCs can be considered as extended warranties when offered by auto manufacturers.