Extended Warranty For Cars Over 100K Miles
Based on our industry study, Endurance, CarShield, and Carchex offer the best extended warranties for high-mileage vehicles that have over 100,000 miles.
With our #1 rated provider, 
Motor1 Reviews Team Take:
- Our team recommends Endurance, CarShield, and Carchex as the top warranty options for cars with over 100,000 miles.
- As cars accumulate more miles on the odometer, they’re prone to more breakdowns and issues. For this reason, warranties for cars with high mileage tend to be more expensive than new car warranties.
- While many warranty providers offer coverage for cars over 100,000 miles, there are also options to cover vehicles with over 200,000 miles, including Olive and Omega Auto Care.
The more miles you put on your car, the more likely it is your car will need costly repairs. We recommend looking for the best extended warranty for cars over 100,000 miles to keep you covered long-term.
Having invested over 1,400 hours of research, our team has reviewed the industry’s best extended car warranty companies by analyzing hundreds of reviews, collecting over 2,200 data points, and conducting our own consumer surveys. In this article, we’ll point out the best choices for cars with over 100,000 miles on the odometer.
We’ll also explain each provider’s coverage options for older cars, as well as take a look at customer reviews and ratings by industry leaders such as the Better Business Bureau (BBB).
High-Mileage Car Warranty: Overview Of Top Picks
After carefully researching the best extended car warranty companies, we named Endurance our pick for Best Coverage – overall and for cars with over 100,000 miles specifically. In order to provide unbiased and informative reviews for customers shopping for an extended warranty, we based our rankings on several important factors like coverage options, average cost, trustworthiness, customer service, and additional perks.
Comparison Of The Best Extended Warranty For Cars Over 100K Miles
Our top picks for the best extended warranties for cars over 100,000 miles are Endurance, CarShield, Carchex, and Omega Auto Care. The table below provides a further look into each of these providers, along with the best plans for high-mileage vehicles. (Jump to our methodology here.)
| Warranty Company | Mileage Limit | Best Extended Warranty for High Mileage Cars | Our Award | Our Rating |
|---|---|---|---|---|
| 1. Endurance | 200,000+ miles | Select Premier | Best Coverage | 4.6 stars |
| 2. CarShield | 300,000 miles | Platinum | Best for Electric Vehicles | 4.4 stars |
| 3. Carchex | 250,000 miles | Powertrain Plus | Best for Used Cars | 4.5 stars |
| 4. Omega Auto Care | 250,000+ miles | Powertrain Enhanced | Over 25 Years of Experience | 4.4 stars |
*Note: Our team reviewed 44 warranty companies and found the average mileage limit is 167,000. Our average rating for companies in the industry is 4.0 stars.
There are other factors worth considering beyond a company’s mileage limit when looking for extended coverage for a high-mileage vehicle. While CarShield can cover cars up to 300,000 miles, we found its plans to be more expensive for long-term contracts than the industry average. Endurance offers better prices overall and can cover cars over 200,000 miles with its Advantage plan.
Best Extended Warranties For High-Mileage Cars
For drivers with high-mileage vehicles who are interested in purchasing an extended warranty, the sections below provide more detailed information about the top aftermarket providers from the table above.
Endurance: Best Coverage
Carchex: Best For Used Cars
CarShield: Best For Electric Vehicles
Omega Auto Care: Over 25 Years Of Experience
Extended Car Warranties By Mileage Limits
It can be difficult to get a car warranty for cars that have high mileage, but not impossible. While we reviewed the best extended warranty for cars over 100,000 miles, some of the used car warranty companies we mentioned above offer car warranties for cars with far more than 100,000 miles. Since extended warranty eligibility periods are usually based on both age and mileage, there are many high-mileage warranties for vehicles that are older as well.
Longest Extended Car Warranty
Below is a list of companies that offer extended warranties for cars with high mileage:
| Longest Extended Warranties for Cars Over 100,000 Miles | Coverage Limit |
|---|---|
| CarShield | 300,000 miles |
| Carchex | 250,000 miles |
| Omega Auto Care | 250,000 miles |
| Endurance | 200,000 miles |
| Olive | 185,000 miles |
There are several pros and cons of extended car warranties for high-mileage cars. Some things to look out for when considering an extended car warranty company are BBB ratings, online reviews, additional perks available, and customizable options to make a plan that will best protect your high-mileage vehicle.
Extended Warranty For Cars Over 150,000 Miles
CarShield offers an affordable extended warranty for cars with over 150,000 miles, with a coverage limit ranging as high as 300,000 miles. Additionally, Carchex, Omega Auto Care, Endurance, and Olive can cover vehicles over 150,000 miles.
Warranty For Cars Over 200,000 Miles
The EnduranceAdvantage plan is the highest tier of coverage offered by the top provider from our reviews and covers vehicles over 200,000 miles. Carchex, which we’ve rated as Best for Used Cars, offers warranties for cars with up to 250,000 miles.
What Does An Extended Warranty For Cars Over 100,000 Miles Cost?
The average extended car warranty for used vehicles ranges from $350 to $700 per year. Every car and policy is different, as age and mileage are huge factors in determining extended car warranty cost. Generally, cars with higher age and miles have higher warranty prices. That said, there are many providers who offer powertrain plans that are very affordable for cars with over 100,000 miles.
Are Extended Warranties Worth It For Cars Over 100K Miles?
Our team polled 1,000 warranty customers in 2021 from across the country on their experiences. About 40 percent said an extended warranty is worth it, while 45 percent said a warranty may be worth it depending on the situation. The remaining 15 percent said an extended warranty was not worth it. Of those who had warranties, 65 percent were satisfied overall.
If you own a vehicle that has over 100,000 miles and you would like to keep your vehicle for at least a couple more years, an extended warranty may be worth the cost.
Our team also polled consumers on why they chose their extended warranty, and the results are featured below:
Unfortunately, cars that have over 100,000 miles are vulnerable to a variety of costly issues. Here are three common issues car owners experience with high-mileage vehicles and their respective costs:
- Transmission failure: As a car’s transmission gets older, it is more likely to fail. When this happens, an expensive repair is needed. For example, the average cost of a transmission replacement can range anywhere from $1,800 to $3,400.
- Suspension failure: The suspension is what keeps your vehicle riding smoothly. A suspension is made up of several different parts, and if one of these parts fails, it can be very expensive to replace. A new suspension can cost between $1,000 and $5,000 or more, depending on the type of suspension system.
- Camshaft failure: A camshaft controls how an engine takes in air. Over time, a camshaft can break if it gets overly filled with dirt and debris. When this happens, the replacement cost can be between $1,500 and $3,000.
We asked Endurance Director of Marketing Jessica Campbell what the most common type of claim is and its average cost. Here’s what she said:
“Transmissions are the most common repair claim, followed by water pumps. Repair costs can vary widely depending on several factors, including vehicle type, model, age, and the complexity of the individual repair.”
Best High-Mileage Used Cars
The 2023 J.D. Power U.S. Vehicle Dependability Study℠ measures cars that have issues after three years of ownership, and the best brands are good candidates for high-mileage longevity. According to J.D. Power, the most dependable brands are Lexus, Genesis, Kia, Buick, and Chevrolet.
However, the models that make it to a high mileage can be a different story. In its Longest-Lasting Cars study, iSeeCars ranked the vehicles most likely to make it beyond 250,000 miles based on an analysis of over 260 million vehicles. According to the research, the Ford F-350 Super Duty had the highest likelihood of lasting beyond 250,000 miles. After that, Toyota takes three spots with the Land Cruiser, Tundra, and Sequoia.
iSeeCars’ Executive Analyst, Karl Brauer, said:
“It’s not surprising to see so many trucks, including heavy duty trucks, on this list. Trucks like the Ford F-Series Super Duty are work vehicles, often purchased by businesses to serve as a key resource driving a company’s success.”
Below are the top 10 vehicles most likely to go the distance along with the chance of lasting beyond 250,000 miles. (The industry average is an 11.8 percent chance.)
| Vehicle | % Chance of Lasting Beyond 250,000 miles |
|---|---|
| Ford F-350 Super Duty | 49.10% |
| Toyota Land Cruiser | 47.90% |
| Toyota Tundra | 47.90% |
| Toyota Sequoia | 47.10% |
| Ford F-250 Super Duty | 43.60% |
| Honda Pilot | 42.70% |
| Toyota Tacoma | 41.70% |
| GMC Sierra 2500HD | 41.30% |
| Chevrolet Silverado 2500HD | 41.20% |
| Toyota 4Runner | 41.00% |
Warranties For Older Cars: Buying Guide
A vehicle’s age can factor heavily into your vehicle’s eligibility for an extended car warranty, sometimes even more than high mileage. For example, if you have a car that is 10 years old and has 180,000 miles, it wouldn’t be eligible for an extended car warranty from most providers on the market.
In this case, car owners will inevitably pay for unexpected repairs out of pocket since the factory warranty might have expired. Unlike in the past, where extended warranties only covered newer cars, older car owners can get a classic car warranty coverage with the providers mentioned above, even in cases where vehicles have well over 100,000 miles.
Why Have An Extended Warranty For Older Cars?
Though the age of a vehicle doesn’t really define how frequently it experiences problems, older cars have a higher likelihood of breaking down more often. Those driving older cars should consider getting extended warranties to avoid paying steep repair bills all at once. However, all vehicles can benefit from extended coverage since even new cars can experience challenges, so it’s better to be safe than sorry.
Used Car Warranty For Cars Over 10 Years Old
Of the extended auto warranty companies we reviewed, Carchex does offer a used car warranty for cars over 10 years old.
As car owners know, as older cars cover more and more mileage, the risk of breaking down increases. In the case of an older car, an extended warranty can go a long way when the vehicle in question breaks down. This can cover all the mechanical repair bills, giving you some peace of mind as you drive the car. However, one should note that an extended warranty for older vehicles doesn’t work in the same manner as insurance, since insurance only covers the vehicle in an auto accident.
Classic Car Warranty
While classic car warranty coverage can be difficult to come by, it’s not impossible. Companies like Freedom Warranty offer classic car warranties for vehicles that are 10 to 20 years old. One major difference between classic car warranties and standard extended warranties is that the coverage periods for classic car warranties are often much shorter.
Auto Repair Insurance For Older Cars
Car repair insurance, which is often called mechanical breakdown insurance, covers the cost of repairing a vehicle’s mechanical issues after a manufacturer’s warranty has expired. You can get breakdown insurance for older cars from auto insurance companies like Allstate and Geico.
While auto repair insurance for older cars may be cheaper than an extended warranty, the coverage isn’t always as expansive. You may also be able to get auto repair insurance on older vehicles that are not eligible for most extended car warranties.
Extended Warranty For Vehicles Over 100,000 Miles: Conclusion
Buying an extended warranty for your vehicle that has surpassed the 100,000-mile mark will save you time, money, and frustration in the long run. We recommend getting quotes from a few companies. Start with those listed above, but do your own research to find the best price range and fit for you.
Extended Warranty For Vehicles With High Mileage: FAQ
Below are some common frequently asked questions about extended warranties for cars with over 100,000 miles:
How much is a 100,000-mile warranty?
According to our research, a 100,000-mile extended warranty usually costs between $2,500 and $4,000. In one quote we received, Endurance’s Supreme plan was $3,420 for 5 years/100,000 miles. Similarly, CARCHEX quoted us $3,281 for a 6-year/125,000-mile Titanium plan.
Is a 100,000-mile warranty worth it?
Extending your car’s manufacturer warranty to 100,000 may or may not be worth it, depending on the price. We’ve found you get more bang for your buck with third-party warranty companies that can cover your car beyond 100,000 miles.
How much does CarShield typically cost per month?
CarShield typically costs between $109.99 and $139.99 per month. Your cost will vary depending on your vehicle’s condition and age as well as the type of coverage you want from CarShield.
How long are extended warranties for cars?
Manufacturer extended car warranties extend the true factory warranty. For example, an automaker may offer protection that extends coverage from 3 years/36,000 miles to 5 years/60,000 miles.
What does a 100,000-mile warranty cover?
The Hyundai and Kia factory warranties offer 100,000-mile powertrain coverage as part of a new car purchase. These warranties cover the cost of repairs for the engine, fuel pump, gaskets, and other parts listed in the manufacturer’s warranty.
Can you get a warranty on a car with over 100,000 miles?
Yes, our research team found that Carchex, Endurance, and CarShield all offer warranty plans for cars over 100,000 miles. Keep in mind that the older cars may not qualify for more comprehensive coverage plans.
What is a lot of miles on a car?
Most vehicles are considered to be in the high-mileage range at around 100,000 miles. That said, many modern cars last well past the 100,000-mile mark.
What is CarShield’s mileage limit?
Cars under 300,000 miles are eligible for CarShield’s vehicle protection plans. This is the highest mileage limit in the extended car warranty industry.
How long do vehicle service contracts last?
Vehicle service contracts, which function like and are often called extended warranties, extend the 3-year/36,000-mile warranty to well beyond 6 to 8 years and 100,000 miles, addressing the fact that vehicles have more potential for repairs as they age.
Extended Warranty Reviews: Our Process
Each year, our research team collects over 2,200 data points on extended car warranty plans to rank the best coverage on the market. We compare pricing from quotes obtained via secret shopping, analyze coverage quality and plan options, and evaluate contract transparency and customer satisfaction.
The extensive data we collect is used to create a score in each review category based on a systematic rating methodology. To keep our data current, we refresh our data points throughout the year. Below, you can learn more about how ratings are determined in each category:
Coverage
Focused on overall coverage quality, this rating is based on types of extended warranty plans, coverage term length, and added benefits like roadside assistance. A provider scores well if it offers more than three plans and mileage limits over 150,000 miles. Because it’s uncommon in the industry, coverage options for maintenance items like brake pads are also noted.
Cost
The overall cost of coverage is one of the most significant factors that impact customers’ decisions about buying an extended warranty. The review score for cost is determined by comparing the price per year of coverage from various providers, with higher scores being awarded for lower average rates.
To accurately estimate warranty pricing information, our research team reviews sample quotes for a variety of plans and vehicles. This data is compiled from over 140 individual quotes we received from different companies for a range of plans and payment options. We present example quotes in this article, but be aware that you may find different prices based on personal factors like vehicle type, provider, length, and level of coverage.
Contract Transparency
Transparency is an important quality to look for in extended warranty providers. Some companies make it easy to find sample contracts and read the fine print, while others make it difficult. Our transparency score takes into account sample contract accessibility as well as the presence of a 30-day money-back guarantee.
Customer Service
Great coverage options and prices mean nothing if the company lacks good customer service. We comb through customer reviews and perform our own shopper analysis to get a sense of the responsiveness and helpfulness of each warranty company. When speaking to representatives, our researchers assess issues like whether agents are more likely to explain coverage or are focused only on making a sale.
Industry Standing
Warranty providers with a history of strong business practices and endorsements from experts receive the highest scores in this category. We look at the longevity of a company, its availability by state, partnerships with industry leaders like RepairPal and CARFAX, and BBB ratings.
Extended Warranty Customer Reviews
How we weigh each of these categories to determine the overall score is influenced by a survey conducted by our research team. To complete the survey, we polled 1,000 consumers who have bought or thought about purchasing an extended warranty.
Which factors are most important to consumers when purchasing an extended warranty? Most respondents answered that coverage was the most important factor.
Below are the top five factors most important to extended warranty customers:
- Coverage (52 percent)
- Cost (19 percent)
- Customer service (13 percent)
- Transparency (10 percent)
- Industry standing (5 percent)
Of those who had extended warranties (whether they had used coverage or not), 65 percent of respondents were satisfied, and 13 percent of respondents were dissatisfied to some degree.
*Data accurate at time of publication.
